Tuesday, October 20, 2009

We're trying to mull through it all...

Today's the first day DH didn't go to the office. He's not home though. He's helping his friend and ex-coworker install software on his home PC. They are hopeful they can perhaps do a bit of contract work from home to help make ends meet. His friend is in the same boat, a family man living paycheck to paycheck.

I got pissed off yesterday when I learned DH's EX-boss expected him to file for unemployment, but if work did come in, he would call him back and pay him hourly. I think he believes it could work like it does for seasonal construction workers. Well, apparently, a client contacted DH directly and asked if he'd work on his project at home. DH's EX-boss didn't like that idea because of course, he wouldn't get a cut. You see the EX-boss still has loans to pay and if DH works as an independent contractor, it makes DH the competition. The EX-boss would rather pimp out my husband.

I'm so digusted, I wish DH would just sever all ties, however he still is having trouble saying goodbye to his other team members, who also are getting screwed by the EX-boss. They may try to work on one last project together for a little extra cash, but the reality is, none of us have the resources to set up our own design firm.

Its been scary as I write out bills that I know we will have trouble paying next month. I think after the next two weeks, we'll have to start dipping into savings. DH has filed for unemployment, but we're thinking this is not going to be enough to cover everything. What scares me is hearing stories of how it could take months if not years, to find work. I can't fathom how we'd be able to survive past 3 months. We could end up destroying our credit rating, which ironically, potential employers now look at when they are determining whether to hire you! Talk about a catch 22!

I think all of this is beginning to effect our oldest son. He seems down, but in typical teenage fashion, when I try to ask him what's wrong, he says nothing. I know DH and I must model a good attitude and stay positive. This could be a huge learning opportunity for all of us.

8 comments:

Florence Ann said...

I'm sure your husband will do what is necessary. Sometimes you are staring at a crossroad and aren't exactly sure where it may take you. Sending you lots of positive energy.

Terri D'Orsaneo said...

I just read this morning an article about how happiness is a state of mind and that we need to have the right mind-set as we approach life's struggles. You are on the right track, Dawn, understanding about attitude and being positive. I wish all the best for you, and will certainly be praying about this for you. Sometimes these things are a catalyst to something new and brighter! As hard as it seems at times, I really believe things happen in our lives for a purpose that isn't always apparent at first. If DH is following his inner voice on this, it will work out.

Kelly M said...

I hope everything starts looking brighter for you and your family very soon. I understand what you are saying about cutting all ties but maybe that isn't as easy to do for your husband but he will do the right thing. Sorry to hear about your son but I'm not surprised, its hard on everyone. Your in my prayers. Hugs!

Stormmie aka Kim said...

Hope things turn around quickly for you. My hubby just filed for partial unemployment but since he has 2 jobs (one cut his hours + the other hasn't given him any hours in a few weeks) we're not sure if he qualifies. He has an interview with unemployment on Fri. It's scary. You're not alone. *Hugs*

TERESA BOWERS said...

God will take care of your every need if you will only put your trust in Him. A few years ago, Chris and I didn't know how we were ever going to pay off our mountain of debt, and then we started Dave Ramsey's financial peace university and started being good stewards of the money that God entrusted to us, and we have seen our debt decline significantly. When you take the situation out of your hands and put it into God's, He will provide. It may not be the way we want it to be, but it will be in His will. We will keep you in our prayers as you go through this transition time and trust that all will be well soon.

Becky - said...

My hubby has sent out close to 200 applications in the past year and applied at fast food/retail places...and still can only find one part time job....it's tough. 75% of the places never returned phone calls or let him know one way or the other. Thankfully I can get in some overtime right now, but I have a feeling that once this big project is out of the office at the end of the year it will be back to cut hours for me as well. Just know that you aren't alone, you're resourceful...you can and will get through it.

Debbi :) said...

{{{hugs}}} Dawn. I am wondering if doing work on the side with clients will help your husband get enough money to start his own business. maybe it won't happen right away, but maybe it CAN happen. :o)

Lo - said...

Hugs! I suspect that your husband will have an easier time finding a job because of his skill set. I will say that a lot of companies, mine included, are only hiring on a contract basis right now so contracting may be the way for him to go. I don't know how your state is with programs for the unemployed, but I'd highly recommend researching them. And, as disheartening as it might be, be willing to look for and take assistance where it's available. I wouldn't worry too much about future employers and credit ratings either. I suspect that the definition of a 'good' credit rating is going to change rapidly over the next year since so many folks are in the same boat.